M&M Income Tax Service is a family owned business in the San Francisco Bay Area.  In our 44 years in business, we have been assisting individuals, families, and business owners with their tax preparation and tax consulting. We are California Tax Education Council (CTEC) certified and belong to various accounting associations.

We take pride in giving you the personal assistance you deserve that comes from years of training, technical experience, and financial expertise.

Our continual investment of time and resources in professional continuing education, state-of-the-art computer technology, and extensive business and personal relationships is indicative of our commitment to provide quality services to our clients.

Federal Changes

Increase to Standard Deduction to $24,000

Personal Exemptions are repealed

SALT + Property Taxes now at $10,000 Deduction Cap

Interest on Home Equity Loans are repealed

Interest deduction on new home loans capped down to $750,000 from $1M of loan value

California State Changes

Deductions remain the same

Individual Tax

Sole-Proprietor Business Tax

Real Estate Business Tax

Corporation Tax

S-Corporation Tax


  • Your tax return will be checked and rechecked by our computer software identifying potential problems the IRS may look at more closely and reviewing the math to limit IRS contacts.
  • Electronic Filing & Rapid Refund. We will continue to offer Electronic Filing, and Direct Deposit this year. Please verify your account information when coming to your appointment.
  • We will show you how to adjust your payroll withholding to get more money back each week. Why give the IRS an interest free loan for up to 16 months. (Please notify your employer to update your W-4 form to reflect the new withholding changes)
  • We offer to mail completed income tax returns to our clients at the address provided to us.  There is a small shipping fee for this service, and payment must be received before the package is sent out.
  • Visit us at our location in Concord, CA. Soon coming to an office in Utah.
  • VISA and MASTERCARD accepted.



Registered Tax Preparer of the California Tax Education Council